Supplemental Retirement Accounts

All University employees are encouraged to supplement their retirement benefits by participating in one or more supplemental retirement savings programs. A significant part of the retirement planning process may include voluntary supplemental retirement plans that offer significant tax advantages.


The University makes such plans available to eligible employees as authorized under Section 403(b), 457(b), and 401(k) of the Internal Revenue Code. A supplemental retirement plan allows you to make contributions pre-tax and/or after-tax through payroll deductions to a variety of investment vehicles. Refer to the Supplemental Retirement Decision Guide for additional details.


The supplemental programs available are:


Please note supplemental retirement accounts are not currently matched by ASU.