Health Insurance and NCFlex Benefits

State Health Plan

  • The State Health Plan offers eligible employees two Preferred Provider Organization (PPO) plan options, the 70/30 and 80/20. These plans offer coverage for both in-network and out-of-network providers. However, visiting an in-network provider lowers deductibles, copays, and coinsurance.


  • NCFlex provides a wide variety of supplemental pre-tax benefits to meet the needs of an employee and their qualifying dependents. Eligible employees have the option to enroll in any of the following NCFlex supplemental benefit plans.

UNC Group Term Life Insurance 

  • The UNC System Securian Life Insurance & Accidental Death and Dismemberment (AD&D) plan is offered to all eligible Appalachian State University employees. 

NC529 College Savings Plan 

  • The NC 529® Plan gives you a tax-advantaged, straightforward way to start putting money aside for your child’s college future right now.